Yyyyyy x. yyyyyy

Ambitious, articulate and experienced Business Professional with broad based experience in client relations, insurance underwriting, training and marketing, eager to contribute advanced communication and analytical talents towards supporting the goals of a progressive insurance industry employer in an Underwriting/Analyst role.  Proven ability to make underwriting determinations, evaluate risks and ensure high-level client relations to optimize revenue results.  Core competencies include:

   Business Development/Client Relations

   Accurate and Detail Oriented

   Conduct Research/Document Decisions

   Project/Program Management

   Strategic Planning and Execution

   Drive Business Goals

   Strong Analytical Skills

   Training/Staff Development

2009 to Present:  Ulta Salon, Cosmetics & Fragrance Inc. - Assistant Store Manager

   Provide leadership and oversight for day to day business operations; hire, train and manage staff and ensure optimized client relations and sales strategies to enhance revenue results.

   Develop and implement marketing programs to increase brand awareness; train staff on new POS business system and foster sales performance by ensuring strong product/service proficiencies among all staff.

2003 to 2009:  Manhattan Life Insurance - Underwriter

   Evaluated new applications according to standardized underwriting guidelines; examined public, insurance industry and medical market resources to ensure optimized recommendations; documented findings and made final determinations of insurability.

   Calculated renewal rates by interpreting demographic data and interacted with clients and agents to answer inquires and provide updates.

2002 to 2003:  Manhattan Life Insurance - Underwriter Trainer

   Leveraged solid understanding of product benefits and features, underwriting processes and compliance requirements to train and develop new underwriting staff.

   Facilitated both technical and business based curriculum including developing effective relationships with agents, field personnel, policyholders, as well as critical technical requirements.

2000 to 2002:  Manhattan Life Insurance -  Actuarial/Statistics

   Effectively analyzed historical data to determine rate increase schedules; prepared loss ratio and statistical based performance reports for internal and external auditing teams.

1997 to 2000:  Manhattan Life Insurance - Marketing Specialist

   Contributed strong creative development and marketing talents towards the inception of new life and health products and collateral materials; created sales presentation and applied dynamic writing and product knowledge skills to support marketing goals.

1994 to 1997:  VALIC/American General - Group Plan Analyst II

   Began tenure as a Group Reporting Analyst I and achieved promotion in 1996; provided analytical and technical support to operation division and reviewed group plans from regional office.

   Documented retirement plan modification and communicated changes to field and administration executives.