Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

xxx-xxx-xxxx

abc@xyz.com

Solutions-focused, MBA-credentialed professional with extensive background in Credit and Fraud Analysis, eager to contribute expertise toward optimizing operations of a progressive organization.

 

  Offer progressive years of experience in credit/risk analysis and fraud analysis in the banking/financial industry, with consistent results in achieving organizational objectives.

  Talent for defining and resolving discrepancies to avoid unnecessary cost expenditures.

  Effectively establish and manage key relationships with decision makers and strategic partners.

  Exceptional ability to research and evaluate industry trends and competitor products and use findings toward designing and executing innovative strategies to boost company performance.

  Dynamic communication, presentation, relationship building and problem solving abilities.

  Highly versatile; quickly master new roles, responsibilities, technologies, and environments.

 

Infistar Corporation C Norcross, Georgia                                                                         2006-2009

Credit/Fraud Analyst

  Contributed organizational skills and strong attention to detail toward effectively processing standard and non-standard credit card applications, ensuring compliance with internal credit policy, as well as established policies of client banks and credit unions.

  Minimized risk by proactively monitoring daily reports on lost/stolen accounts.

  Consistently achieve recoveries by efficiently maintaining monthly fraud cases and applying best practices while optimizing resources and controlling costs.

  Actively supported senior management in critical decision-making and planning initiatives by efficiently compiling and producing detailed SARs (Suspicious Activity Reports ) for evidence of fraud or misuse of credit cards.

  Collaboratively worked with law enforcement and all other federal and state agencies in investigating fraudulent activity, illustrating advanced communication and interpersonal relation skills.

 

Family Home Lending Corporation, Atlanta, GA                                                              2005-2006        

Loan Officer

  Successfully contributed to business development by using proactive prospecting techniques to generate new customers.

  Maintained full accountability for the origination of residential and commercial loans (including new construction loans).

  Promoted superior service and exceptional customer satisfaction by promptly resolving issues and preventing escalation.

 

Accredited Home Lenders, Atlanta, GA                                                                           2004-2005

Loan Officer

  Proficiently developed and executed financial strategies to optimize productivity, efficiency and performance.

  Contributed dynamic information gathering, needs assessment and analytical skills toward effectively and diplomatically responding to client issues for timely resolution and enhanced satisfaction with company's delivery of customer service.

 

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Career Background continued

 

 

Washington Mutual Bank, Atlanta, GA                                                                            2002-2004

Loan Consultant

  Conducted comprehensive review and analysis of client credit reports and financial information to prepare summaries, present facts and offer options to clients.

  Strategically built critical community relationships through public outreach and education initiatives.

Sterling Jewelers, Atlanta, GA                                                                                        2000-2002

Diamontologist

  Applied critical thinking skills toward specializing in the sale, service and study of superior quality gemstones with particular emphasis on high quality diamonds.

  Innovatively designed, developed and implemented targeted promotional strategies to market products and services to local businesses.

 

Wachovia Bank, Atlanta, GA                                                                                          1993-2000

Senior Business Analyst (1999-2000)

  Streamlined workflow and optimized efficiency by creating new procedures for the modification of cardholder communications.

  Proficiently built, modified and updated all cardholder communications for the Harris Bank, Partners First and Wells Fargo bank card portfolios.

Masters of Business Administration - National University, Rancho Bernardo, CA

Bachelor of Science in Management - Jackson State University, Jackson, MS

Wachovia Banking Education - American Institute of Banking, Atlanta, GA

Microsoft Word, Excel, Access, PowerPoint, Calyx, Total Systems, FBS, AS400, SAS, SQL, Capstone and Magnum systems

Graduate - Cobb County Community Leadership Development Program

Vice President - Summerlin Homeowners Association

Former Editor - Reconciled Newspaper

 

 

 

 

 

 

 

Yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

xxx-xxx-xxxx

abc@xyz.com

 

Date

 

 

 

Contact Name, Title

Company Name

Address

City/State/Zip Code

 

Dear__________________:

 

I am currently exploring new career opportunities and to acquaint you with my qualifications, I am submitting my resume for review.  In advance, thank you for your time and consideration.

 

As demonstrated in the accompanying resume, I offer a solid background in credit/risk analysis and fraud analysis in the banking/financial industry, with consistent results in achieving organizational objectives.  From supporting high performance teams and facilitating superior client servicing to streamlining operations and executing proactive organizational processes/procedures, I have continually excelled in maximizing performance as a dynamic team member.  I excel in identifying and resolving inefficiencies, introducing solutions instrumental to boosting performance and strategically utilizing resources to generate optimal results.  To complement my experience, I offer a Master of Business Administration.

 

I am now eager to contribute my strategic planning skills and dynamic relationship building abilities toward collaborating in your success as a key member of your team.  I am confident that I could be a valuable asset to your firm in achieving both immediate and long-term goals, and look forward to meeting with you in the near future to discuss my qualifications and how they support your corporate vision.

 

Professionally,

 

 

 

 

Yyyyyy x. yyyyyy