Yyyyyy x. yyyyyy                                                  

Job Posting: Compliance Specialist

Address: 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Phone: (xxx-xxx-xxxx

Email: abc@xyz.com

Citizenship: COUNTRY

Social Security Number: XXX-XX-XXXX

 

 

Core Competencies

 

Strategic Planning

Financial Analysis

Performance Optimization

Business Development

Compliance Regulation/Administration

Crisis Management

Organizational Leadership

Productivity/Efficiency Improvement

Multi-Site Operations

Consensus Building & Teaming

Decision-Making

Risk Assessment/Determination

Financial Services Management/Compliance

Strong Technological Background

 

 

Professional Experience

 

Indymac Bank - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Not Contact - Joani Jacob xxx-xxx-xxxx

Hours:  40 per Week

Senior Loan Originator; Commission: $XXXXX/yr; 4/2008-Present

 

Contribute dynamic communication and interpersonal relation skills in interviewing applicants to collect and analyze information regarding current financial status, income, assets, debts and credit data as well as their needs, desires, and earnings to determine whether the borrower will be an acceptable risk. 

Conduct comprehensive review and analysis of financial data to determine past financial performance and project a financial probability.  

 

Proficiently extract financial data from various accounting and information systems to identify the best products to meet each customer's needs and financial circumstances, demonstrating sharp analytical and multitasking abilities in achieving goals and timelines.  Educate potential borrowers on the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.  Relied upon to lend expertise to team members in the areas of the Community Reinvestment Act, compliance with fair lending laws and regulations, privacy regulations, the Bank Secrecy Act, USA PATRIOT Act, and the Truth-in-Lending Act.

 

 

Benchmark Mortgage - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Greg Allen 985-285-3589

Hours:  40 per Week

Branch Manager/ Senior Loan Originator; Commission: $60,000/yr; 8/2005-4/2008

 

Directly led and oversaw a team of six Loan Originators and Processors that solicit and originate a wide variety of mortgage products.  Efficiently planned and coordinated workflow and assigned projects to optimize utilization of human capital and operational resources.  Interviewed applicants and collect/analyze information to determine borrower s risk level. 

 

page 1 of 3

Yyyyyy x. yyyyyy                                                  

Job Posting: Compliance Specialist

 

 

Applied financial and analytical skills toward interpreting data, determining past financial performance and projecting a financial probability. Actively advised potential borrowers regarding all of the advantages and disadvantages of diverse financial products and the most appropriate mortgage loan programs.  Optimized the operational and financial effectiveness of the branch by thoroughly reviewing and analyzing programs.  Prepared financial and regulatory reports in strict compliance with laws, regulations, and boards of directors.

 

 

New Century Mortgage/ Home 0000 xxxxxx xxxx , xxxx , xxxxx 00000 & 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Todd Mouledous 504-957-4566 & Bryan Dillon 972-498-2553

Hours:  45 per Week

Sales Manager; Salary + Commission: $85,000/yr; 4/2003-8/2005

 

Exhibited solid leadership qualities in managing a team of 14 Loan Advisors that solicit a wide range of mortgage loans and financial programs.  Relied upon to lend expertise toward actively mentoring new hires, playing a solid role in supporting the development of top-performing team members.  Contributed advanced communication and presentation skills in educating potential borrowers on different financial products and recommending the most appropriate mortgage loan programs for them. 

 

Effectively trained, mentored and motivated staff on topics related to compliance issues, including issues involving evaluation of compliance management, compliance with fair lending laws and regulations, privacy regulations, USA PATRIOT Act, and/or the Truth-in-Lending Act.  Verified documents for completeness and compliance with government and private agencies, illustrating detail orientation and organization skills.  Applied technological skills in assembling and formatting data and reports utilizing various software applications, such as spreadsheets, relational databases, statistical packages, and graphics packages.

 

 

NexGen Networks LLC - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Michael Mulhern 985-249-9832

Hours:  40 per Week

Independent Network Consultant; Commission: $40,000/yr; 8/2001-4/2003

 

Steered sales, design and implementation of networking services and hardware solutions to new and existing clients, with strong focus on optimizing productivity, efficiency and performance.  Successfully developed and presented technical LAN/WAN network documentation included in formal sales proposals.  Identified and addressed existing and potential issues and created proactive upgrades and enhancements for optimal results.  Performed detailed troubleshooting, and configurations on operating systems including Windows 95, 98, 2000 and NT and Cisco based LAN/WAN infrastructures.  Proficiently develop detailed financial reports, providing dynamic forecasting, trending and result analysis tools vital to company's short- and long-term strategic business planning.

Cornerstone Securities/ Protrader Securities - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Edward Quinn Jr. 859-224-8722

Hours:  40 per Week

Branch Office Manager; Salary: $66,000/yr; 6/1998-8/2001

           

Increased new account solicitation by 350%, including the largest institutional account to date.  Supervised all aspects of daily operations of an electronic day trading office, consisting of 18 employees and traders.  Managed order-flow and trader compliance with all regulatory bodies, specifically the NASD, SEC and state regulatory agencies.  Resourcefully created reports, exhibits and other supporting schedules while ensuring strict adherence to laws and regulations, and identified/recommended solutions to questionable financial conditions.  

 

 

page 2 of 3

Yyyyyy x. yyyyyy                                                  

Job Posting: Compliance Specialist

 

 

Solely maintained a small sized LAN/WAN consisting of PC s and servers running several different proprietary electronic trading software platforms, contributing technology-driven solutions implementation vital to boosting performance and streamlining operations.  Improved timeliness and accuracy of data and information flow to all areas of the organization by developing and implementing effective procedures.

 

 

Block Trading - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Heath Robinson, Contact Number Unknown

Hours:  40 per Week

Branch Office Manager; Salary: $50,000/yr; 7/1996-6/1998

 

Proficiently managed an electronic day trading firm, with full accountability for overseeing 19 employees and traders.  Successfully grew new account solicitation 300%.  Designed, developed and executed targeted procedures to optimize timeliness and accuracy of data and information flow to all areas of the organization.  Applied sharp communication and analytical abilities in preparing reports, exhibits and other supporting schedules that detailed office safety and soundness, complied with laws and regulations, and resolved questionable financial conditions.  As a proactive EEO leader, met all organizational objectives by effectively motivating and training junior personnel and contributing to unit cohesiveness.

 

 

Olde Discount Stockbrokers - 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Supervisor:  May Contact - Daniel Bryson, Contact Number Unknown

Hours:  50 per Week

Branch Office Manager; Salary + Commission: $100,000/yr; 3/1993-7/1996

 

Consistently ranked in the top 8% nationwide and in the top 1% regionally in personal production.  Led a 10-broker office, with responsibility for individual and office retail commission sales by soliciting new customers and working with existing customers to determine which financial products best met the customer's needs and financial circumstances.  Monitored daily activities and recommended actions to ensure NASD and SEC compliance, enforcing the integrity and fiduciary responsibility of the sales associates.  Exhibited strong leadership qualities in recruiting, training and evaluating newly licensed brokers; closely reviewed the work and daily trading activity of assigned subordinates.

 

 

Education

 

Bachelors Degree in Psychology - University of Colorado (Colorado Springs, CO), 5/1992

High School Diploma - Brighton Senior High School (CO), 5/1987

 

 

Training/Certifications

 

Certified Network Associate - CISCO

Mortgage Originator License, LA & MS

NASD, licensed General Securities, Register Principal, General Options Sales Principle, Equity Trader, General Sales Principle (Series 7, 63, 24, 4, 55 and 8)

 

 

Technical Skills

 

Microsoft Office programs, Power Point, Word, Excel, Financial reporting software

 

 

Community Service

 

St Margaret Mary s Men s Club

Business Network International Leadership Counsel

Member of the Slidell Chamber of Commerce

 

page 3 of 3

Yyyyyy x. yyyyyy                                               

Job Posting: Compliance Specialist

Address: 0000 xxxxxx xxxx , xxxx , xxxxx 00000

Phone: (xxx-xxx-xxxx

Email: abc@xyz.com

Citizenship: COUNTRY

Social Security Number: XXX-XX-XXXX

 

 

 

I am highly interested in being considered for the ______________________ position currently available.  With over 15 years experience in financial analysis and management, I am confident that I can make a positive contribution in this position.  To acquaint you with my qualifications, I am submitting my resume and KSA responses.  In advance, thank you for your consideration.

 

As demonstrated in the accompanying documents, I have built a successful career, progressing from a Branch Office Manager and Sales Manager to my current title of Senior Loan Originator at Indymac Bank.  I offer a comprehensive knowledge of financial operations, administration and technologies, with a consistent track record of identifying, developing and executing new ideas and approaches toward generating results.  I excel in strategically managing resources to optimize productivity, efficiency, quality, and safety while containing and reducing operating costs.  A hands-on leader, I am highly effective in training, scheduling, developing, evaluating, and directing diverse personnel.  I have successfully developed job descriptions and performance standards as well as operational policies and procedures instrumental to boosting performance levels.  To complement my successful professional background, I have completed extensive training in leadership, financial technologies, banking operations management, regulatory standards compliance, and related topics over the past 15 years and maintain current knowledge of emerging technologies, etc.

 

As an employee, you will find me to be a driven team player committed to supporting you in achieving your objectives through superior performance.  I welcome the opportunity to meet with you at your earliest convenience, and look forward to interviewing with you in the near future.

 

Sincerely,

 

 

 

Yyyyyy x. yyyyyy

 

Applicant:                                          Yyyyyy x. yyyyyy

Social Security Number:              Number

Position:                                            Compliance Specialist    

KNOWLEDGE, SKILLS & ABILITIES (KSAs)

 

 

FACTOR A:  Knowledge of banking compliance management in order to participate in the compliance examination process.

 

I have continually served as primary resource on banking compliance management, providing educated recommendations to staff in the areas of the Community Reinvestment Act, compliance with fair lending laws and regulations, privacy regulations, the Bank Secrecy Act, USA PATRIOT Act, and the Truth-in-Lending Act, illustrating my comprehensive knowledge of banking compliance management at the local level.

 

As a Branch Manager/Senior Loan Originator at Benchmark Mortgage, I directly led a team of Loan Originators and Processors.  Supporting my qualifications in banking compliance management and demonstrating resourcefulness, I prepared financial and regulatory reports in strict compliance with laws, regulations, and boards of directors.  I also actively advised potential borrowers regarding all of the advantages and disadvantages of diverse financial products and the most appropriate mortgage loan programs.  

In addition, as Sales Manager at New Century Mortgage, I managed a team of 14 Loan Advisors.  I effectively trained, mentored and motivated staff on topics related to compliance issues, including issues involving evaluation of compliance management, compliance with fair lending laws and regulations, privacy regulations, USA PATRIOT Act, and/or the Truth-in-Lending Act.  I verified documents for completeness and compliance with government and private agencies, illustrating detail orientation and organization skills.  Applying my technological skills, I assembled and formatted data and reports utilizing various software applications such as spreadsheets, relational databases, statistical packages, and graphics packages.

I also managed order-flow and trader compliance with all regulatory bodies, specifically the NASD, SEC and state regulatory agencies, as the Branch Office Manager at Cornerstone Securities/Protrader Securities.  I resourcefully created reports, exhibits and other supporting schedules while ensuring strict adherence to laws and regulations, and identified/recommended solutions to questionable financial conditions.  My solid background in the banking industry has included responsibility for banking compliance management in order to participate in the compliance examination process.

 

 

Applicant:                                          Yyyyyy x. yyyyyy

Social Security Number:              Number

Position:                                            Compliance Specialist    

KNOWLEDGE, SKILLS & ABILITIES (KSAs)

 

FACTOR B:  Analytical skills to perform complex analyses regarding the compliance and necessary corrective actions of thrift institutions.

 

In my current position as Senior Loan Originator at Indymac, I consistently identify and implement pioneering ideas and approaches toward developing techniques, protocols, standard operational procedures, and policies that play a key role in optimizing operational and financial performance.  In a leadership capacity, I gather and analyze information regarding current financial status, income, assets, debts and credit data as well as their needs, desires, and earnings to determine whether the borrower will be an acceptable risk.  I also conduct comprehensive review and analysis of financial data to determine past financial performance and project a financial probability.  I proficiently extract financial data from various accounting and information systems to identify the best products to meet each customer's needs and financial circumstances, demonstrating sharp analytical and multitasking abilities in achieving goals and timelines. 

Further illustrating my capabilities in applying my analytical skills in performing complex analyses regarding compliance, I have served as Branch Manager/Senior Loan Originator at Benchmark Mortgage.  Contributing sharp financial and analytical skills, I effectively analyzed and interpreted data, determining past financial performance and projecting a financial probability.  I also optimized the operational and financial effectiveness of the branch by thoroughly reviewing and analyzing programs.  I prepared financial and regulatory reports in strict compliance with laws, regulations, and boards of directors.

 

While working as the Branch Office Manager at Block Trading, I ve provided results-driven leadership instrumental to maintaining productivity levels and boosted new account solicitation by 300%.  During this time, I also applied sharp communication and analytical abilities in preparing reports, exhibits and other supporting schedules that detailed office safety and soundness, complied with laws and regulations, and resolved questionable financial conditions.  As a proactive EEO leader, I met all organizational objectives by effectively motivating and training junior personnel and contributing to unit cohesiveness.

 

Consistently ranking in the top 8% nationwide and in the top 1% regionally in personal production, I have successfully driven operations in leading a 10-broker office as the Branch Office Manager at Olde Discount Stockbrokers.  I monitored daily activities and recommended actions to ensure NASD and SEC compliance, enforcing the integrity and fiduciary responsibility of the sales associates. 

 

 

Applicant:                                          Yyyyyy x. yyyyyy

Social Security Number:              Number

Position:                                            Compliance Specialist    

KNOWLEDGE, SKILLS & ABILITIES (KSAs)

FACTOR C:  Ability to communicate compliance issues to a wide variety of users and audiences. 

A key part of my jobs has been to continually communicate compliance issues to a wide variety of users and audiences.  I also conducted comprehensive review and analysis in order to determine, develop, recommend, and implement targeted policies and procedures vital to ensuring compliance.

I have a strong background in banking compliance that has consistently proven valuable in providing hands-on leadership.  In my current position as Senior Loan Originator at Indymac Bank, I contribute dynamic communication and interpersonal relation skills in interviewing applicants to collect and analyze information regarding current financial status, income, assets, debts and credit data as well as their needs, desires, and earnings to determine whether the borrower will be an acceptable risk.  I effectively educate potential borrowers on the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.  I also advise team members in the areas of the Community Reinvestment Act, compliance with fair lending laws and regulations, privacy regulations, the Bank Secrecy Act, USA PATRIOT Act, and the Truth-in-Lending Act.

 

Serving as Branch Manager/Senior Loan Originator at Benchmark Mortgage, I directly led and oversaw a team of six Loan Originators and Processors that solicit and originate a wide variety of mortgage products.  I interviewed applicants and collect/analyze information to determine borrower s risk level.  Applying extensive financial and analytical skills, I interpreted data to determine past financial performance and project a financial probability.  I advised potential borrowers regarding all of the advantages and disadvantages of diverse financial products and the most appropriate mortgage loan programs, exhibiting advanced communication skills. 

 

With accountability for directly educating potential borrowers on different financial products and recommending the most appropriate mortgage loan programs for them, I have effectively applied my communication skills as a Sales Manager at New Century Mortgage.  I also effectively trained, mentored and motivated staff on topics related to compliance issues, including issues involving evaluation of compliance management, compliance with fair lending laws and regulations, privacy regulations, USA PATRIOT Act, and/or the Truth-in-Lending Act.  Illustrating detail orientation and organization skills, I verified documents for completeness and compliance with government and private agencies,

Applicant:                                          Yyyyyy x. yyyyyy

Social Security Number:              Number

Position:                                            Compliance Specialist    

KNOWLEDGE, SKILLS & ABILITIES (KSAs)

FACTOR D:  Ability to lead and meet deadlines. 

 

Throughout my progressive career, I have repeatedly demonstrated my talent to support management  in leading and meeting deadlines.  My record shows repeated success, resulting in progressive increased responsibilities and promotions.  I have strong organizational skills with the ability to quickly diagnose unproductive workflows and processes and re-organize systems and workstations for maximum productivity.  I appropriately delegate, so that even the most ambitious tasks and projects are achievable through hands-on oversight and short-term objectives including steps with time frames.  I successfully analyze current processes, evaluate alternatives and options, and implement creative solutions to meet organizational objectives.

 

As demonstrated in my progressive career, I have continually excelled in managing human resources, with accountability for interviewing and hiring, staff direction, workflow planning and coordination, performance evaluations, professional development, and employee counseling and relations.  I have strategically developed job descriptions to meet changing staffing and project needs, with a strong focus on optimizing individual and group contributions to operational success, with strong focus on meeting all deadlines. 

 

To proficiently manage daily operations, I am relied upon to identify and implement targeted strategies to boost performance.  As the Branch Manager/Senior Loan Originator at Benchmark Mortgage, I optimized the operational and financial effectiveness of the branch by thoroughly reviewing and analyzing programs.  

My technical expertise consistently proves instrumental in effectively streamlining operations to meet deadlines.  Serving as Branch Office Manager at Cornerstone Securities, I solely maintained a small sized LAN/WAN consisting of PC s and servers running several different proprietary electronic trading software platforms, contributing technology-driven solutions implementation vital to boosting performance.  I also improved timeliness and accuracy of data and information flow to all areas of the organization by developing and implementing effective procedures.